Conventional mortgage in Mexico
for international buyers
The digitally-processed mortgage loan with greater flexibility, speed, and simplicity in Mexico.
Mortgage
Advantage
Intrigued? Take the next step and click here to pre-qualify for this amazing opportunity!
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Pre-qualification in minutes.
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Rates from 10.60% to 11.18%, based on term and capacity, not on risk level.
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Credit score:
- No commitee: 725+
- With commitee: 689+ -
Jumbo loans for salaried employees up to 90% of capacity.
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No account opening is required for direct debit.
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Must be resident in Mexico with income from abroad.
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Minimum from $500,000 Mexican Pesos
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Minimum home value: $1,250,000 Mexican Pesos
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LTV 85% for employees and 65% for self-employed
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Amortization up to 30 years
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Opening fee of 2%
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Life insurance: 1.0% per thousand
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Property insurance: $0.4 per thousand
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Administration fee: $399 + taxes per month
Flexibility
No medical study is required
No socioeconomic study is required
The co-borrower does not need to be related to the borrower
The property can be in restricted areas, with purchase through a trust (fideicomiso)
Interested?
Click here to pre-qualify
Characteristics of the property
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Located in consolidated urban areas
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Residential or mixed land use (when it does not exceed 20% of the total construction)
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Remaining useful life of at least 1.5 times the credit term as determined by an appraiser.
Interest Rates
Documents needed
Foreign salaried employee
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18 months on the job (max. 6 months labor gap)
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Account statements showing deposits (last 3 months) + proof of employment
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Home country credit bureau with score and account details
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Permanent, temporary, or multiple migratory status
Foreign independent employee
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The last 3 months account statements
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The last 2 complete annual tax returns
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Home country credit bureau with account details